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Category: Personal Finance

Why Spending Money is a Good Thing

Spending money is a good thing Spending money is defined as any money you use to purchase an item or service.  But when can spending money be a problem? Spending money can feel good if we’ve chosen to do so but can feel like a chore when it’s…

Earned Income vs. Unearned Income: What’s the difference?

Income can be divided into two categories, earned income and unearned income. Earned income is any income you receive in exchange for your time. Unearned income on the other hand is not related to current active work. Examples of unearned income include pensions, social security benefits, real estate income, unemployment…

How to Win on Payday with a Money Routine

How to guarantee a win on payday with a simple money routine. Have you ever wondered how to win on payday? Some call it a budget, others say it’s a spending blueprint, whatever term you prefer, it’s important to have a strategy to slay your payday money routine…

Generational Wealth: My reason for Financial Independence

Building Generational Wealth: My reason for Financial Independence Building generational wealth has become my reason for working towards financial independence (FI). I’ve written about discovering the journey to financial independence and how it was lifechanging. It changed how I spent, saved, and invested my dollars. Having a clear goal…

Creating a Budget: 5 Categories Not to be Forgotten

I was super excited when my friend Maria offered to write a guest post.  She and her husband paid off over $300,000 in less than 5 years to own their home mortgage-free.  She’s an amazing writer who founded the blog Handful of Thoughts. She’s…

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