Decrease Spending and Increase Savings

“Do not save what is left after spending but spend what is left after saving.” -Warren Buffet In Mr. Money Moustache’s article “The Shockingly Simple Math Behind Early Retirement,” MMM makes it fairly simple to understand how people retire early.  Perhaps, I’ll say it this way, spend less…

Leave Debt in the Dust

“In $8,000 head north for 120 months.” This is what our financial navigational system would have sounded like when we started our journey back in early 2016. After looking at our finances, we knew that first thing was first. “Get out of debt!” Although in our minds we didn…

Our Story: A financial independence and early retirement journey

Thank you for stopping by and being interested in who we are.  Here’s the backstory on us, the Millers, and how we joined the financial independence retire early or FIRE community. I read an article in April 2015 about a couple who retired in their 30s and who…

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