We are The Millers. We have been married since 2015. We met, married and lived in Sacramento until the Fall of 2016. That year was a year of many changes and adventurous decisions. We dreamt about life with children, a life of travel and a life of being free to choose how we spent our time. It was time to get serious about our financial future. Excel spreadsheets were created, financial advisors hired, and calculators were used. In October 2016, we had the opportunity to start a new adventure. A move to New York City. This move wasn’t originally part of the plan to secure our financial freedom, but when an opportunity to live in a city like New York arises… we didn’t want to say no.
This blog is our online journal where we will digitally pen down our thoughts, ideas, opinions and memorialize our journey to financial independence. This is us, telling the world our goals and sharing our successes and failures along the way. We also want to learn from you. We will share how our processes change over the next decade. This blog will, most importantly, hold us accountable. Educating, motivating and inspiring people will hopefully be a byproduct of sharing our journey. So far I’ve also realized that I have become more observant as each day passes. The process of sharing in the posts is a way to track life and find ways to articulate the changes we are experiencing.
Financially Independent & Retiring Early. To be honest, we don’t know whether or not we’ll want to retire once we reach our financial goals. We may stay in our current jobs. We may quit our current jobs and do something else. We may start side projects, volunteer our time, or start our own business. What being financially independent means to us, is being able to choose when, where, and how we spend our time. We will have enough money coming from our savings and investments to meet our basic needs. Investing in the stock market can be scary if you don’t understand it. The thing is, it’s fairly simple. I’ll write more about our investment strategies and philosophies in future posts.
“So many of our dreams at first seem impossible, then they seem improbable, and then, when we summon the will, they soon become inevitable.”
Putting our financial information out in the world is scary. Fear of being judged, criticized or even haggled for money by creepers. Nevertheless, in order for us to share our journey, I think it’s important to know where we started and how we plan to reach our goal. Only time will tell if we will reach our goal of financial independence in 11 years. But here’s our plan:
Thank you for joining us as we navigate the road to FIRE!